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Leasing & Financing

Why does leasing make sense?

  • Save cash

    100% financing, finance total cost of equipment including shipping, sales tax and installation.
  • Preserve credit lines

    Save your credit lines for opportunities for business growth or for emergencies. Lease lines can be outside of your borrowing limits and are not subject to covenants.
  • Fixed Payments

    Terms, payments, and rates are fixed for the term of the lease at the time of funding. Simplifies budgeting for new equipment.
  • Match benefits and costs

    Lease term is tied to the economic life of equipment. Your cash expenses will match how you use the equipment. When you reach the end of your lease, you will be ready to replace the equipment.
  • Tax benefits

    In most cases, the full amount of the lease payment is deductible for tax purposes. Consult your tax advisor to make sure the type of equipment lease you are entering into allows for a tax benefit. In some cases, the deduction from an equipment lease is higher than the depreciation benefits of ownership.

Local Northbay Resources

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Exchange Bank

444 Aviation Blvd.
Santa Rosa, CA 95403
Contact Ron Malnati

Phone: (707) 769-2294

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7704-B Bell Road
Windsor, CA 95492
Contact Mari Featherstone

Phone: (707) 838-8433

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